Watch out for Holiday Scams!

The holiday season is a time for giving, celebrating, and shopping for loved ones. Unfortunately, it is also a prime time for scammers looking to take advantage of busy shoppers and generous people. At InterBank, we want to help you stay safe and protect your personal information during this festive season. Here are some of the most common holiday scams we see each year, along with tips on how to avoid them.

Fake Websites

One of the most frequent scams we encounter during the holidays involves fake websites. Scammers create online storefronts that look remarkably like real retailers. These sites often advertise popular items at attractive prices, but once a purchase is made, the goods are never delivered. Scammers may also run fake ads on social media that lead directly to these websites. To protect yourself, always double-check the site’s URL before visiting. Look for secure connections that start with HTTPS and read reviews from other customers. If something feels off or too polished to be real, trust your instincts and walk away.

Too Good to Be True Prices

Holiday shopping can be hectic, and it is easy to get excited about deals. Scammers know this and often lure shoppers with unbelievably low prices on high-demand items. These deals can be a warning sign that the product is counterfeit or that your payment information could be stolen. We advise you to research the product and the seller before making a purchase. If a deal looks too good to be true, it probably is. Stick to reputable retailers and avoid impulse buys on unfamiliar sites.

Fake Delivery and Shipping Texts

Phishing messages are another common holiday scam. You may receive emails or texts claiming to be from UPS, FedEx, or USPS that notify you of a missed delivery or a package that needs immediate attention. These messages often contain links that lead to phishing websites that ask for personal or financial information. The safest approach is to avoid clicking on any links in unsolicited messages. Instead, go directly to the delivery service or retailer’s website and check the status of your packages through your account. By doing this, you can confirm if there is a legitimate delivery issue without risking your personal information.

Fake Charities

The giving season brings out our generosity, and scammers take advantage of that spirit. Fraudulent charities may contact you by email, social media, or even door-to-door, asking for donations. These fake organizations can steal your money and personal information. Before donating, verify that the charity is legitimate. You can check registration information with official charity databases or look for online reviews from trusted sources. Giving safely ensures that your contributions make a real difference for those in need.

Keep an Eye Out for Scammers and Stay Safe

During the holidays, scammers are especially active, and their tactics are becoming increasingly sophisticated. By staying vigilant and following these tips, you can enjoy the season with less risk of falling victim to a scam.

At InterBank, we are committed to helping our customers protect their finances and personal information year-round. For more tips on keeping your money safe and to learn about our banking services, contact us today.